UNITED BENEFITS OF AMERICA Tennessee dr Tennessee Review

This company is a total Ripoff. CALL THE INSURANCE COMMISSIONERn LESLIE A NEWMAN Consumer Insurance Services 500 James Robertson Parkway, 4th Floor Nashville, TN 37243-0574 (800) 342-4029 – (615)741-2218 FAX (615) 532-7389 get this SCAM SHOPP SHUT DOWN!!! nThey are currently under investigation for fraud. The Police along with the insurance commissioner ran into their office on plus park blvd and raided it. they took boxes and boxes of bogus deals! nAll the managers (have been supenoed to court)nChris ParksnJohnathon BrowningnWilliam “Ed”” phillipsnDamion Laronge n1. this is not real health insurance it is “”insured benefits”” www.hcboa.net/index.php?option=com_wrapper&view=wrapper&Itemid=45 Go to this link and read….. I have explain this in more detail below all the managers were supenoed to court. Why? because they have UnLicensed Insurance agents pitching plans. The law clearly states that you must be licensed to even talk about a plan. You cannot discuss ANYTHING About insurance if you do not have a valid license. nBut More importantly they LIE TO CUSTOMERS. THEY PROBALLY WOULDN’T BE IN SUCH A MESS IF THEY TOLD THE TRUTH. TIM CHARGES OUTRAGEOUS FEES

whO are called “”BENEFIT SPECIALIST”” and these are sick people who really need HEALTH INSURANCE. NOT

INSURED BENEFITS. nCory Gentille- Director of growth and development. Failed his Insurance test but even if he could pass it

he is inelgiable for a license because he owes tons of child support and has a criminal record. He was a manager before but he could not get a license so they “”promoted him”” yes criminals who dont pay child support and cannot managed to get a license can get promote.nLINDSEY MURRAY EXT 231-5yr vettnWENDY STEWART- Was Busted along with her manager by the TN Insurance commissioner. WHY? because she pitched a deal and she is not licensed and her scumm bag Manager. verfied it and he is not licensed either. nCHERRI CLEVLAND- SHAMEKAn Melissa Johnson- Matt Jacksonn “”BOGUS INSURANCE”” this is not isurance it is membership with insured benefis. Example. By becoming a member of AAA you are entitled to certain benefits. Well By becoming a member of IAB you are entitled to certain benefits which happens to be INsurance. Their is a law that states that no association can exist for the sole purpose of providing INSURANCE. well TIM THOMAS IS IN VIOLATION OF THIS LAW. BECAUSE THE REPS NEVER TELL YOU ABOUT THE LIFESTYLE BENFITS ONLY THE INSURED ONES – WHICH IS MISREPRESENTATION. go to their website at HCBOA.NET AND CLCIK IMED PLAN ITS UNDER THE IAB heading. after that you will see another page click at the top MEMBERS

AFTER that click on PRINTABLE BOOKLET. it does not matter which one you click on. but for argument sake click on the best of the worst. which would be an IMED E. most people can’t aford it because of all the other bullshit you have to package with it. but click on IMED E. READ IT THIS IS THE EXACT BOOKLET THAT COMES TO YOU ONCE YOU HAVE PAID YOUR “”outrageous”” processing fees. “”THIS IS COPIED AND PASTED DIRECTLY FROM THE BOOKLET”” Pre-existing Conditions Limitation: Benefits are not provided for any loss caused by

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